Every details about aryavart gramin bank balance check(2023)

An Introduction of aryavart Gramin Bank Balance Check

Explore Aryavart Bank, established on April 1, 2019, by merging two Regional Rural Banks – Gramin Bank of Aryavart and Allahabad U.P. Gramin Bank – into one institution was approved by Government Notification on January 25, 2019. Aryavart’s share capital is distributed as follows: 50% by Government of India, 15% by Uttar Pradesh Government and 35% by Bank of India which serves as sponsor bank. With 1367 branch locations spread throughout Uttar Pradesh’s 26 districts as its base; Aryavart Bank operates across 26 districts with its headquarters based in Lucknow1.

1. Missed Call Service: From your registered mobile number, dial 08173 900 101 and the bank will provide detailed information about your account balance and any recent transactions through SMS2.
2. Net Banking: Simply login to your net banking account, navigate to “Account Summary” or “Balance Inquiry,” and find your account balance displayed34. We encourage you to explore Aryavart Bank’s services that cater to real India with dedication!

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Check Your Bank Balance Online Using Aryavart Gramin Bank Balance Check

1. Missed Call Service:
   Simply dial 08173 900 101 from your registered mobile number, and an SMS with detailed account balance information and recent transactions will be delivered directly to you.
2. Net Banking Service: Using either of these options you can quickly check your Aryavart Bank account balance: o

• Log into your net banking account on the Aryavart Bank website and navigate to “Account Summary” or “Balance Inquiry” sections to view your account balance23. Feel free to utilize either option to stay informed on how your balance has changed!

How can I open an account with Aryavart Bank?

Follow these steps to open an account with Aryavart Bank:

1. Visit the Branch: Go directly to an Aryavart Bank branch where you’d like to open your account, umplut 2. Obtain and Complete the AOF (Account Opening Form) For Savings Accounts by Filling it Out Completely,
2. Attach Required Documents: Depending on what documents are specified by your bank, attach all the documents needed with your Account Opening Form and send them for verification by them.
3. Verification: After reviewing all relevant materials submitted with your AOF and any necessary attachments, they will conduct an in-person verification of these.
4. Minimum Balance Amount: According to bank guidelines, deposit the minimum balance amount required for your savings account.
   Keep a valid identification document like an Aadhaar card, PAN card, passport or voter ID handy when opening an account at Aryavart Bank – our staff will assist with every step. Welcome!

How long does it take to open an account with Aryavart Bank?

Follow these steps to open an account with Aryavart Bank:

1. Visit the Branch: Bring all necessary documentation when visiting an Aryavart Bank branch for account opening purposes. 2. Fill Out Account Opening Form (AOF) for Savings Account: Receive and fill out an AOF for Savings Account and fill it completely before hand.
2. Attach Documents as Stated by Bank: Attach all necessary documents specified by your bank along with your Account Opening Form (AOF). 4. Verification by Bank: Once submitted, your Bank will review your Account Opening Form and all supporting documentation before verifying.
3. Minimum Balance Amount: Please deposit the minimum balance required of savings accounts according to bank guidelines.
   Make sure to bring proper identification documents – such as Aadhaar Card, PAN Card, Passport or Voter I.D – when opening an account at Aryavart Bank! Our bank staff will guide you through every step. Welcome!

What accounts does Aryavart Bank provide?

Aryavart Bank provides various deposit accounts and loan schemes. Let’s explore them:

1. Savings Deposits: Individuals looking to protect their wealth can open a standard savings account at Aryavart Bank to safely save their money.

2. Term Deposits: Aryavart Bank provides term deposits with competitive interest rates and flexible tenures.
3. Loan Schemes: The Aryavart Annapurna Loan Scheme was specifically created to meet the financial needs of individuals for various purposes.
   Aryavart Autofin Loan Scheme: Provides financing to purchase vehicles. Its Aryavart Cold Storage Loan Scheme: Supporting establishment or expansion of cold storage facilities. And Aryavart Housing Loan Scheme: Helps individuals realize their dream of home ownership.
   For additional details on other services, charges, and eligibility criteria offered by Aryavart Bank, visit their website or reach out directly.

What are the interest rates on term deposits?

Aryavart Bank currently offers term deposits with interest rates as follows: * For deposits maturing within nine months and one day to less than one year, the interest rate is 6.05%; whilst for term deposits maturing between one year and two years the rate is 6.3%

• For term deposits that mature between 2-3 years and 10 years, the interest rate remains at 6.400%. And for terms maturing 3-10 years later, interest remains at 6.3%.
  Keep in mind that these rates may change, so for more accurate information it is wise to contact the bank directly or visit their website.

What is the minimum deposit amount for term deposits?

Aryavart Bank requires a minimum deposit amount of Rs1 lakh in order to open a fixed deposit account. When investing in term deposits, this minimum amount should serve as the starting point. Please be aware that interest rates and terms can change, so for accurate information always contact them directly for their most up-to-date info.

What is the maximum deposit amount for term deposits?

1. Normal Domestic Term Deposits:
   1. For deposits less than ₹2 crore:
      1. 7 days to 14 days: 2.85% p.a.
      1. 15 days to 30 days: 2.85% p.a.
      1. 31 days to 45 days: 3.85% p.a.
      1. 46 days to 90 days: 3.85% p.a.
      1. 91 days to 179 days: 4.35% p.a.
      1. 180 days to 269 days: 4.35% p.a.
      1. 270 days to less than 1 year: 5.40% p.a.
      1. 1 year to less than 2 years: 5.55% p.a.
      1. 2 years to less than 3 years: 6.10% p.a.
      1. 3 years to less than 6 years: 6.15% p.a.
      1. 5 years: 6.15% p.a.
      1. Above 6 years & up to 10 years: 6.50% p.a.
2. NRE Term Deposits:
   1. For deposits less than ₹2 crore:
      1. 1 year to < 2 years: 4.76% p.a.
      1. 2 years to < 3 years: 4.66% p.a.
      1. 3 years to < 6 years: 3.60% p.a.
      1. 6 years & up to 10 years: 3.50% p.a.

Please note that these rates are subject to change, and it’s advisable to check with the bank directly for the most up-to-date information. 🏦🌟

How can I apply for a loan with Aryavart Bank?

Depending on the particular loan plan you’re interested in, take the following actions to apply for a loan with Aryavart Bank:

1. The Annapurna Loan Scheme by Aryavart:
   o Qualifications: Salaried personnel of government and semi-government departments, as well as government- and government-aided schools, colleges, and educational institutions, who have their pay accounts with Aryavart Bank.

o Goal: To cover costs of consuming.

· Maximum Loan Amount: ₹10,000,000 maximum.

o 60-month payback period.

o Safety:

The first step is to commit to a recurring deposit (RD) in the event that the scheme’s overdraft (OD) limitations are met.

Collateral: Two permanent workers guaranteed by a third party.

2. Autofin Loan Programme Aryavart:
   o Eligibility: Companies, partnership firms, self-employed people, salaried staff, professionals, and other corporate entities (HUFs not eligible).
   o Goal: Purchasing two- or four-wheel drive cars (without the need for heavy-duty licences) or used or second-hand four-wheel drives (with the previous vehicle’s age no more than three years).

o Maximum Amount of Loan:

Up to ₹50.00 lakh for a new 4-wheeler.

[2-Wheeler: ₹1,000,000].

Up to ₹100,00 00,000 for an old 4-wheeler.

o Repayment Time Frame:

Maximum 84 months for the new 4-wheeler.

𝧏2-Wheeler: 60 months maximum.

Old 4-Wheeler: 36 months at most.

Margin: o

For a 4-wheeler, 25% of the total cost (vehicle cost plus registration and insurance fees).

For a two-wheeler, 15% of the total cost (vehicle cost plus registration and insurance fees).

3. Other lending choices provided by Aryavart Bank include the Aryavart Cold Storage lending Scheme, Aryavart Housing Loan Scheme, and Aryavart Rural Housing Loan Scheme.
   Don’t forget to check out their website or visit the closest Aryavart Bank branch for comprehensive guidance and help with the loan application procedure.

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